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  • Current Issues in Life Insurance Pricing
    more to the table than in the past, when their primary service was capacity. Many reinsurers are having ... competition. This severe competition has allowed direct companies to view or, at least, look at reinsurance ...

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    • Authors: Application Administrator, Douglas Doll, Craig Reynolds, Raymond DiDonna
    • Date: Oct 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
  • Profit Measures in Pricing: Their Use and Interpretation
    investors look at return on equity, they don't care whether the return on equity on your term portfolio ... use profit margin as your primary measure? How many use IRR as your primary measure? That is a little ...

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    • Authors: Application Administrator, Vratislav Vodrazka
    • Date: May 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Financial management; Life Insurance>Pricing - Life Insurance
  • What Have We Done To Ourselves? A Discussion Of Current Pricing Philosophy
    method of premium payment plan chosen to fund the primary coverages which were death benefits. Of course ... although distinct, does have an influence on the direct insurance marketplace. I will attempt to review ...

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    • Authors: Wayne D Bidelman, Michael Khalil, Application Administrator, R Stephen Radcliffe, Richard S Robertson
    • Date: Oct 1986
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance
  • Preferred Underwriting: Survey Says?
    contracting with reinsurance companies to provide direct analysis of underwriting practices and quality ... then present the preliminary results from both the direct writer survey and the reinsurance survey. This ...

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    • Authors: Application Administrator, Mary J Bahna-Nolan, Mark Swanson
    • Date: May 2003
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance
  • Impact of Federal Income Taxes on Product Design
    borrowing rate, that 8% becomes a 12%. If we have a direct recognition provision -- for instance a contract ... permissible, but it's certainly not obvious from a direct reading of 7702 nor is it obvious from its legislative ...

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    • Authors: Application Administrator, Christian J DesRochers, David J Bohl
    • Date: May 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance
  • Dynamic Product Development
    As a matter of fact, it might already be taken care of elsewhere. It could be a life insurance need ... terms of packaging of life, disability, and health-care products? Mr. Stern: Well, I think if we can get ...

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    • Authors: Philip J Cernanec, Mark Milton, Application Administrator, Larry Stern, James A Wiseman
    • Date: May 1999
    • Competency: Leadership>Change management; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • The Truth About Preferred Risk Product Design
    for pricing and designing insurance products for direct products. He’s been with ING Reinsurance since ... career in 1975 and his first 10 years were spent at direct writing life companies and the last 16 years in ...

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    • Authors: Application Administrator, Steven Andrews, Douglas A Ingle
    • Date: May 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance
  • Agile or Fragile? Underwriting and Mortality at the Older Ages: Part 2
    is first-dollar quota share, so it should mirror direct face amounts, but it tends to have larger average ... when, starting back in the 1990s, they became the direct writer by taking 90 percent of the risk. How much ...

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    • Authors: Application Administrator, Allen Klein, Christopher Shanahan
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance
  • Pricing with Mortality Improvements
    suggested to me by the Microsoft Word Thesaurus, my primary source for alternative words: “ forecast”, “prediction” ... product illustrate better. That’s probably the primary motivation for projecting mortality improvements ...

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    • Authors: Application Administrator, Robert W Foster, Ronald Klein
    • Date: Jun 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance